![]() ![]() Instead, it operates under an e-money licence here so you aren't covered under the Financial Services Compensation Scheme (FSCS). Revolut doesn't have a banking licence in the UK. Monzo and Revolut were also highly rated by customers, but missed out on becoming WRPs because we only endorse banks with strong consumer protections. We also calculate a product score, looking at dozens of elements including rewards and benefits, fees and charges, and how you can operate the account.Ĭhase and Nationwide achieved excellent customer scores, but their product scores were below average, preventing them from achieving WRP status. We don't just pick Which? Recommended Providers (WRPs) on the basis of their customer score. What about Monzo, Chase, Nationwide and Revolut?
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